COUNSELLING & MANAGING PERSONAL DEBT COURSE


Category: Counselling & Psychology Courses

Course Format
Paper Based Course Materials

Approximate Study Time
60 Hours (Self Study)
Payment Options
You can spread the payments for this course over 4 monthly payments.

Initial payment of £100.00

Followed by 3 monthly
payments of
£50.00
Price: £250.00
VAT inclusive

Approximate Delivery Time
1-2 Working Days (Courier Service)
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The Counselling & Managing Personal Debt - Level 2 Course is designed for people who work in or intend to work in the field of personal debt counselling or wish to provide advice and guidance on solving debt problems or wish to manage their own personal finance situation more effectively.

Objectives:

On completion of this course students will have gained:

  • An overview of debt counselling
  • An awareness of the personal attributes required in debt counselling
  • An appreciation the communication skills required in debt counselling
  • An understanding of the debt resolution process
  • A grasp of the issues involved in dealing with creditors
On successful completion of the course students will receive a level 2 NCFE Award certificate of achievement which has been independently accredited to at a level equivalent to level 2 on the National Qualifications Framework (NQF).

The course is split into the following units:

  • Unit One – An Overview of Debt

The following topics are covered: Causes of debt (Individual Circumstances, Economic Reasons and Other Causes of Debt); Types of borrowing; Creditor’s rights (Non-Court Actions and Court Actions); Office of Fair Trading debt collection guidance; and how long can a creditor pursue a debt for?

  • Unit Two – Counselling Those in Debt

The following topics are covered: What is counselling?; The role of the counsellor; Values of counselling; Personal qualities; Communication skills; The counselling process (The physical environment and The five stages of counselling); and Personal development.

  • Unit Three – Gathering Financial Information

The following topics are covered: Analysing current financial circumstances; Contacting all creditors; Deciding priorities; and Preparing a financial statement.

  • Unit Four – How to Maximize Income & Reduce Expenditure

The following topics are covered: Maximising income; and Reviewing expenditure.

  • Unit Five – How to Negotiate with Creditors

The following topics are covered: Negotiating with priority creditors (Dealing with arrears in: Mortgages; Rent; Council Tax; Maintenance/Child support and Income Tax); Negotiating with secondary creditors (Dealing direct with creditors; Loan Consolidation; Debt Management Companies; Administration Orders and Individual Voluntary Arrangements – IVAs); Options available to those with no surplus money to pay creditors (Asking for debts to be written off; Debt Relief Order and Bankruptcy); and Conclusions.

  • Unit Six – Appendices

The following topics are covered: Useful websites; Credit references; and Useful addresses.

Pre-Requirements:

There are no particular entry requirements.

Course Duration & Support:

Students may register at any time and have a full year to complete their studies. You also have access to a personal tutor by mail or email for a 12 month period. As the course is self study you can complete in as little or as long a time as you prefer.

Assessment:

You will be assessed on coursework which is detailed in the course materials. Coursework consists of a series of word processed or written assignments, which are submitted to and then marked by your course tutor.

Qualification:
 
The award is gained from successfully completed coursework so there is no exam to complete.
 
On successful completion of this course, students will receive a Level 2 Counselling & Managing Personal Debt Award.
 
This award has been independently accredited at a level of learning equivalent to level 2 on the National Qualifications Framework (NQF) and is comparable to working at GCSE or NVQ Level 2.

The award is issued through NCFE. NCFE is recognised as an awarding body by the qualification regulators ('regulators') for England, Wales and Northern Ireland. The regulators are the Office of the Qualifications and Examinations Regulator (Ofqual) in England, the Department for Children, Education, Lifelong Learning and Skills (DCELLS) in Wales and the Council for Curriculum, Examinations and Assessment (CCEA) in Northern Ireland.

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